First Look Home Loans

Finding a Home and Making an Offer

June 23, 20212 min read
Finding a Home and Making an Offer

With your pre-approval ready and your agent by your side, the search begins. This is one of the most exciting parts of buying a home — but having a clear framework going in helps you make confident, level-headed decisions.

Start With a Needs List

Before you walk into a single showing, sit down and get clear on what you're actually looking for. If you're buying with a partner, do this together. Trying to reach alignment on the fly during a showing rarely ends well.

Split your criteria into two categories:

  • Must-haves: things you genuinely cannot compromise on (price range, number of bedrooms, school district, commute distance)
  • Nice-to-haves: features you'd love but could live without (a big backyard, a three-car garage, a finished basement)

Sharing this list with your agent helps them filter out homes that won't work before you waste time visiting them.

Set Your Timeline

Knowing roughly when you want to move shapes how aggressively you should be searching. If you have flexibility, you can afford to be selective. If you need to be in a home by a specific date, that changes the calculus — you may need to move faster or expand your search area.

Track What You See

Homes can blur together after a few visits. After each showing, jot down what you liked and what gave you pause. Which of your must-haves were met? Which weren't? A simple running note on your phone works fine. You'll thank yourself when you're trying to compare a home you saw two weeks ago to one you just toured.

Making an Offer

When you find the right home, your agent will help you structure an offer. This involves more than just the price — you'll also decide on earnest money, contingencies (like a home inspection or financing contingency), and a proposed closing date.

Your agent should help you read the situation: Is this a competitive listing likely to get multiple offers? Or has it been sitting, giving you room to negotiate? That context shapes everything.

Once both parties agree and sign a purchase agreement, the real work begins. Make sure your financing is lined up so you can close smoothly and on time.

Have a question?

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