Important Disclosures
Regulatory notices and licensing information required by federal and state law.
Equal Housing Opportunity
First Look Home Loans is an Equal Housing Opportunity lender. We do not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status, or any other basis protected by federal, state, or local law. All loan applications are evaluated based on creditworthiness, collateral, and applicable lending guidelines.
NMLS Licensing Information
- First Look Home Loans — NMLS #1898199
- Austin Williams — NMLS #885656
Verify our licensing at: NMLS Consumer Access →
State Licensing
First Look Home Loans is licensed to originate mortgage loans in the State of Florida.
Government Disclosures
These materials are not from HUD, FHA, the USDA, or the VA. These materials were not approved by any government agency. They are independent of any government agency. We are not in any way affiliated with any organization listed or referenced within this website, including HUD/FHA/USDA/VA. The inclusion of various education, information, web links, or materials are not an endorsement of the Sender or any of its employees or business partners.
- For information directly from HUD/FHA, visit hud.gov/topics/buying_a_home
- For information directly from the VA, visit benefits.va.gov/homeloans
- For information directly from the USDA, visit rd.usda.gov — Single Family Housing Guaranteed Loan Program
Not a Commitment to Lend
Nothing on this website or in any communication from First Look Home Loans constitutes a commitment to lend or an offer or contract of credit. Loan approval is subject to credit, income, asset, appraisal, and title review. All loans are subject to change or cancellation at any time prior to loan closing.
Rates and Fees
Interest rates, APR, loan fees, and loan terms shown on this website are subject to change without notice and are not guaranteed. Rates quoted are based on current market conditions and the creditworthiness of the borrower. Actual rate will depend on the specific loan program, creditworthiness, loan-to-value ratio, loan amount, and other factors.
Equal Credit Opportunity Act
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.
Filing Complaints
If you have a complaint about our services, you may contact:
- Florida Office of Financial Regulation — flofr.gov
- Consumer Financial Protection Bureau (CFPB) — consumerfinance.gov
- NMLS Consumer Access — nmlsconsumeraccess.org
First Look Home Loans is also available to address complaints directly at (904) 863-3977 or info@firstlookhomeloans.com.
Other Notices
- All loans subject to credit approval.
- Other restrictions may apply.
- Loan programs available may change at any time without notice.
- First Look Home Loans acts as a mortgage broker, not a mortgage lender. Loans are funded by third-party wholesale lenders.
Have questions? Contact Us →