Terms of Service

Acceptance of Terms

By accessing or using the First Look Home Loans website (firstlookhomeloans.com), you agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

Description of Services

First Look Home Loans provides mortgage brokerage services and educational resources to individuals seeking home financing. Our website is provided for informational purposes and to facilitate access to our loan application process. Information on this website does not constitute financial, legal, or tax advice.

Not a Commitment to Lend

Nothing on this website constitutes a commitment to lend or an offer of credit. All loan applications are subject to underwriting review, credit approval, and applicable state and federal regulations. Rates and terms are subject to change without notice.

User Responsibilities

When using this website or submitting information through our contact forms or application portals, you agree to:

• Provide accurate, truthful, and complete information
• Not submit false or misleading information in connection with a loan application (which may constitute mortgage fraud)
• Not use this website for any unlawful purpose
• Not attempt to gain unauthorized access to any part of the site or its systems

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of First Look Home Loans or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

Third-Party Links

This website may contain links to third-party websites, including our online application portal. We are not responsible for the content, privacy practices, or terms of those third-party sites. A link does not constitute an endorsement.

Limitation of Liability

To the fullest extent permitted by law, First Look Home Loans shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on information presented herein. Our total liability for any claim shall not exceed $100.

Governing Law

These Terms of Service are governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Clay County, Florida.

Changes to Terms

We reserve the right to update these Terms of Service at any time. Changes become effective when posted. Your continued use of the website after changes are posted constitutes acceptance.

Contact

Questions about these terms: info@firstlookhomeloans.com | (904) 863-3977

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